Terms of Service

Acceptance of Terms

By accessing or using the Site, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you may not use the Site.

Use of the Site

Intellectual Property

All content on the Site, including text, graphics, logos, images, software, and design elements, is the property of Mercorp or its licensors and is protected by Canadian and international copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, or exploit any content from the Site without our express written permission.

Services and Consultations

The Site allows you to book consultations and inquire about our services. By booking a consultation:

• You agree to provide accurate and complete information
• You understand that consultations are for informational purposes and do not constitute a binding agreement for services
• Actual service engagements require separate written agreements with specific terms, scope, and pricing
• We reserve the right to decline service requests at our discretion

Disclaimer of Warranties

THE SITE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

• Implied warranties of merchantability or fitness for a particular purpose
• Warranties regarding accuracy, reliability, or completeness of content
• Warranties that the Site will be uninterrupted, secure, or error-free
• Warranties that defects will be corrected

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, MERCORP AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS WILL NOT BE LIABLE FOR:

• Any indirect, incidental, special, consequential, or punitive damages
• Loss of profits, revenue, data, or business opportunities
• Any damages resulting from your use or inability to use the Site
• Any damages resulting from unauthorized access to or alteration of your data

In no event shall our total liability to you for all damages exceed $100 CAD.

Indemnification

You agree to indemnify, defend, and hold harmless Mercorp and its officers, directors, employees, and agents from any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising from your use of the Site or violation of these Terms.

Links to Third-Party Sites

The Site may contain links to third-party websites or services. We are not responsible for the content, privacy policies, or practices of third-party sites. You access third-party sites at your own risk.

Modifications to Terms

We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated "Last updated" date. Material changes will be communicated via email if we have your contact information. Your continued use of the Site after changes constitutes acceptance of the modified Terms.

Termination

We reserve the right to terminate or suspend your access to the Site at any time, without prior notice, for conduct that we believe violates these Terms, is harmful to other users, or is otherwise objectionable.

Governing Law and Jurisdiction

These Terms are governed by and construed in accordance with the laws of Canada and the Province of British Columbia, without regard to conflict of law principles. Any disputes arising from these Terms or use of the Site shall be subject to the exclusive jurisdiction of the courts of British Columbia, Canada.

Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Mercorp regarding the use of the Site and supersede any prior agreements.